How to Maximize Your Child’s Dental Insurance

Nothing is more precious than your child’s smile. Besides caring for their teeth and gums at home, the American Dental Association recommends everyone have a dental cleaning and checkup at least twice a year, including children. However, money can be tight when raising a family, especially amid the COVID pandemic. Did you know children’s dental insurance coverage can pay the cost of cleanings and checkups? Here’s how you can invest in your child’s beautiful smile for reduced rates.

Affordable Preventive Dentistry for Children

The American Dental Association reports only 64% of children have seen a dentist in the last 6 months, while 20% have a cleaning and checkup annually. These numbers are surprising considering over 51% of children under the age of 18 have private dental insurance and 38% have it through a government-funded program. No matter the coverage, it’s an investment in their oral health and development. They can benefit from the comprehensive services their growing smile needs with no added strain to your finances.

Maximize Your Child’s Dental Coverage

Before your child turns 1-year-old or after their first tooth pokes through the gum tissue, they should see their dentist in Buffalo Grove. Although this might seem young, it’s influential in your child’s oral health and the relationship they build with their dentist for stress-free appointments.

You can schedule their cleaning and checkup regularly because many pediatric insurance plans cover everything your child needs for a healthy smile. Your monthly premium allows them to get the services they need for minimal out-of-pocket expense. Generally, dental policies for children include:

• Preventive Dentistry: Most plans cover 100% of the cost for 2 cleanings and checkups annually. They often include fluoride treatments, dental sealants, and other preventive services, too.
• Restorative Dentistry: Many insurance benefits include basic restorative services, like fillings, tooth extractions, or root canal therapy. It’s common for dental insurance to pay up to 80% of the cost after reaching the annual deductible.
• Orthodontia: It’s not uncommon for some orthodontia services to be included when needed for medical purposes, such as correcting an open bite.

You can use your child’s coverage to ensure their teeth and gums stay healthy to avoid costly treatments down the road. Research shows every $1 spent on prevention can save up to $50 on restorative or emergency services. You can safeguard your child’s beautiful smile to ensure it thrives for a lifetime.

Invest in a Healthy Smile

Dental insurance plans can be confusing, but you don’t need to navigate your child’s policy alone. Their dental team will maximize their benefits to invest in a healthy smile that lasts.

About Dr. Natalya Nagornaya

Dr. Nagornaya earned her dental degree from the University of Illinois before continuing her training in preventive, restorative, and cosmetic dentistry. She strives to create generations of healthy smiles through affordable services. She accepts many dental insurance plans to reduce out-of-pocket expenses. If it’s time for your child’s next cleaning and checkup, contact our office today to schedule an appointment.